While analysing numbers is fundamental to successful financial outcomes, truly successful financial planning is driven by personal outcomes - yours.
Our financial planning model is underpinned by a framework that articulates your objectives; that extends beyond money and wealth to what may be described as ‘meaningful achievements’. We explore needs, but more importantly we respect your core values, aspirations and what you really want, both now and in the future. We believe that truly successful and appropriate financial plans are driven by personal objectives and genuine fulfilment that includes four key areas for consideration, as outlined here:
There’s every chance that the share-house you lived in during your 20s, is a world away from the home you share in your 40s. As your life changes particularly as you age, where and how you live will be redefined, possibly several times over. As you look to the future, it’s not just a question of where, but how you will live your life in your 60s and beyond. Clarity around the life you wish to live, underpins your financial position and this gives rise to your personal fulfilment.
Your past, present and future is intrinsically linked to those you love, and sometimes those you don’t. Either way, your financial affairs are tethered to your family – a life partner, children, grandchildren and importantly, ageing parents. Indeed they are all the more meaningful when considered in tandem. We guide you to carefully consider, and spell out the terms for those you love, now and in the future.
Life is richer when coupled with learning. As one door inevitably closes, fulfilment is reliant upon seeking to open another. The desire to reinvent, to overcome challenges and master new skills, creates growth, new opportunities and prosperity that transcend material wealth. Learning is a lifelong quest that is personal, intellectual and spiritual. It brings social interaction and acceptance; promotes good health and mental dexterity; citizenship, resilience and adaptability. Learning is fundamental to prosperity.
For some, it will be philanthropy – financially supporting causes: education - a school foundation or university research program. For others, it will be about involvement: teaching, sharing, solving and implementing voluntarily. But for all, legacy is about giving in a meaningful manner the gifts of a fulfilled life. Built over time, your legacy is a work in progress. Articulated in your life plan and integrated within your financial plan.
The information contained within this website does not consider your personal circumstances and is of a general nature only. You should not act on it without first obtaining professional financial advice specific to your circumstances. This website holds information for Australian residents only.
Ardent Private Wealth and its advisers are Authorised Representatives of Fortnum Private Wealth Ltd ABN 54 139 889 535 AFSL 357306